COVERAGES |
DESCRIPTION |
Coverage |
LOSS OR DAMAGE |
Own Damage (OD) |
Protects policyholder against damage incurred by the insured vehicle due to accidental collision, fire, explosion, overturning and malicious damage. |
FMV +/- 10% |
Theft (TH) |
Protects policyholder against loss in or theft of the insured vehicle. |
ADDITIONAL 3RD PARTY LIABILITY |
Voluntary Third Party Liability - Bodily Injury (VTPL-BI) |
Cover intended to protect policyholder against 3rd party liability in excess of the CTPL cover. |
Options from Php500K to Php1 million |
Voluntary Third Party Liability - Property Damage (VTPL-PD) |
Cover intended to protect policyholder against damage to property of 3rd party(ies). |
Options from Php500K to Php1 million |
OPTIONAL |
Acts of Nature (AON) |
Cover against flood, typhoon, hurricane, vulcanic eruption and earthquake. |
FMV +/- 10% |
Roadside Assistance |
24/7 Emergency Assistance |
Additional premium of Php300.00 |
OTHERS |
Unnamed Passenger PA (UPPA) |
Protection extended to the passengers riding in, boarding or alighting from the insured vehicle. |
Php50k per seat (for 5 seats) |